It is all of the Options I have made and 6 possible hired swords.
You can only have 15 warbands members, but there is a possiblity for things like multiple LGT, I also wanted it to be somewhat WYSIWYG. Sometimes guys will have swords instead of clubs, because they don't make a lot of club options. Or a model might have a helmet, but the character doesn't for the same reason.
Also it can be a little weird to have a hero die and replace him with the same model. So you are thinking this guy is the old verison that has been pimped-out but instead he is the starting verison.